Quick Answer: Can I Use A Visa Prepaid Card Anywhere?

Prepaid cards look like credit cards and spend like credit cards but there’s no credit behind them.

Because prepaid cards are associated with major card networks – Visa, MasterCard, American Express and Discover – they can be used anywhere debit cards can: to buy groceries, gas up your car, even pay bills online.

Where can I use my Visa prepaid card?

Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.13 Sep 2017

How do Visa prepaid cards work?

Prepaid debit cards work almost like a combination of a credit card and a checking account. They are issued by a bank holding company and branded by major credit card companies, such as Visa, MasterCard, Discover or American Express. Money is loaded on to the prepaid card much like a gift card.25 Oct 2018

Can I get cash from a prepaid Visa card?

Can I get Cash Back from a Visa Gift Card? If you have a Visa gift card and are wondering if you can get cash from it, the short answer is probably not. Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot.

Can you use a prepaid visa at Walmart?

How a Prepaid Debit Card Works. The Walmart MoneyCard is like a credit card that you control the limit on – you prepay the amount you need that limit to be. It’s a safer, more convenient way to pay than cash and you can use it wherever Visa debit cards are accepted. You can use it to shop, travel and more.

Can I use a Visa prepaid card at an ATM?

Visit an approved ATM.

Use your prepaid credit card at an ATM operated by the bank that issued it. For example, if you have a Visa prepaid card, you would look for ATMs that accept Visa or have the same Visa logo that is on your prepaid card. Many cards have a limit on the amount of money you can withdraw each day.12 Sep 2019

Can you transfer money from a prepaid card to a bank account?

Yes, you can transfer money to or from a prepaid debit card to a regular bank account. This would not be the case for gift cards, but only for general-purpose reloadable prepaid cards. As long as they have a routing and an account number, they can move money through the ACH system.

Are prepaid Visa cards safe?

The reason: You can’t spend more money than is on your card. And because they’re cobranded with MasterCard or Visa, you can pay bills online or use them almost anywhere. Prepaid cards are exempt from federal consumer protection laws that apply to bank debit cards, according to a recent Consumer Reports study.8 Aug 2011

Can you use prepaid Visa cards at hotels?

You can generally book a hotel room with either a credit card or a debit card. Many hotel chains will also accept prepaid cards, though they are more likely to do so at check-in or check-out than the time of booking.2 Feb 2015

What is a prepaid card used for?

A prepaid debit card is an alternative banking card that only lets you spend the money you load onto the card. Like a debit card, a prepaid card works at any merchant that accepts its payment network, such as Visa or Mastercard. It’s safer and more convenient than using cash.23 May 2018

Can you withdraw money from a prepaid Mastercard?

A: Yes. You may withdraw cash against the balance on most Mastercard prepaid and gift cards at any ATM. However, not all prepaid and gift card issuers allow ATM or foreign transactions. You will need a Personal Identification Number (PIN) to withdraw cash.

Can I transfer money from one prepaid Visa card to another?

Yes, you can, but you will be charged either a Balance Transfer Fee or a Cash Advance Fee, unless the money you transfer is exactly the amount on the pre-paid card. How can I transfer money from one prepaid visa to another prepaid visa?

Can you withdraw cash from prepaid MasterCard?

Withdraw cash

You can use your prepaid card in a cash machine to check your balance or withdraw money. You just need to insert your card, enter your PIN and follow the onscreen instructions. Some prepaid cards charge fees when you withdraw cash.17 Jan 2019

How much is a prepaid Visa card at Walmart?

Walmart MoneyCard Pricing

Card Purchase Fee $1.00
Reload via Walmart check cashing No fee
Rapid Reload $3.00
Reload with cash on the Green Dot Network Up to $4.95
ATM Withdrawal $2.50

9 more rows

Are prepaid debit cards traceable?

Unlike traditional debit cards, however, you don’t need a bank account to use a prepaid card. And because the fees merchants pay to accept debit cards (including prepaid debit cards) are lower than those for credit cards, there may be places that will accept your prepaid card, but not credit cards.

Why is my Visa gift card being declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. When the gift card is loaded with value (purchased), the gift card is automatically activated.

How do you withdraw money from a prepaid card to PayPal?

To Visa and MasterCard Debit & Prepaid Cards

  • Log in to your PayPal account.
  • Enter the amount you want to withdraw.
  • Cards that you can use for this withdrawal are shown in the To drop-down.
  • Select the card to receive the money.
  • PayPal transfers the amount from your PayPal balance to the account associated with the card.

Can you use a virtual Visa card in store?

In most cases, store and restaurant egift cards can be used both online and in their physical stores, but that is not always the case. And Visa are only usable online, over the phone and anywhere else that a “card not present” transaction is allowed.3 May 2017

Can you use Visa gift cards internationally?

While many gift cards are only redeemable in the United States, some cards can be used internationally. Or you could buy an international prepaid card instead of a domestic Visa gift card.19 Feb 2019