Do customers get an actual credit card?
This is a virtual line of credit within the PayPal digital wallet.
PayPal also offers a co-branded Mastercard through Synchrony Bank, a PayPal Prepaid Mastercard, and a recently released PayPal Cash Back Mastercard, but those are different products.
How do you qualify for PayPal credit?
How do I apply for PayPal Credit? When you apply for PayPal Credit, you’ll be asked to provide your date of birth, your income after taxes, the last 4 digits of your Social Security number, and agree to the Terms and Conditions. You’ll know within seconds if you are approved.
Is it hard to get PayPal credit?
Getting a hard credit inquiry on your report and failing the approval process will leave you in a worse state than before. Nobody knows the exact criteria, of course, but the general consensus seems to be a minimum credit score of 600 for the PayPal Extras MasterCard.
Does PayPal credit report to the credit bureaus 2019?
PayPal Credit and Credit Bureau Reporting. Late payments are not reported to the credit bureaus unless they are over 30 days past due. Any payment history – whether late payments, missed payments, etc. prior to June 2019 will not be reported to the credit bureaus.
Can I get a PayPal card?
Get instant access to your money with the PayPal Cash Card. Introducing a debit card that lets you access your balance, everywhere Mastercard® is accepted or withdraw cash at ATMs1 worldwide. PayPal Cash Plus account required to get the card.