Quick Answer: Can You Overdraft Direct Express Card?


Unlike a checking account, the Direct Express card cannot be overdrawn in most cases.

If the card has insufficient funds, the payment will normally be denied.1 The card has no insufficient funds or declined transaction fees.

How much money can you withdraw from a Direct Express card?

Mastercard® ATM Alliance Location Search Instructions.

Direct Express® does not impose a daily limit for ATM withdrawals. However, many ATM owners do set limits and you may withdraw up to the maximum amount allowed by the ATM owner. ATM owner’s daily ATM withdrawal limits typically range from $200 to $1,000.

What bank does Direct Express use?

Comerica Bank

How much can you overdraft Comerica?

Under our standard overdraft practices and our enhanced overdraft service: We will charge you a fee of up to $38 each time we pay an overdraft. We will not charge you more than 5 such fees per day. If your account remains overdrawn for 5 or more consecutive business days, we will charge an additional fee of $6 per day.

How do I get emergency cash from Direct Express?

Call the Social Security Administration (SSA) at 1-800-772-1213, (TTY Line: 1-800-325-0778). For existing beneficiaries, recipients or representative payees currently receiving paper checks, call Treasury’s Direct Express toll free number (1-800-333-1795) (TTY Line: 1-866-569-0447).

Can you withdraw money from Direct Express card?

You can: withdraw money at a Direct Express network ATM; withdraw money in person at a bank or credit union displaying the Mastercard logo; or, get cashback with purchases. You can withdraw cash from a Direct Express network ATM for free once a month.

Can I get a cash advance on my Direct Express card?

Yes, you can use your debit card to get a cash advance.

That’s where you take out money using your credit card, and the amount you withdraw is added to your total balance. Instead of adding funds to a revolving balance, a debit card cash advance withdraws that money directly from your checking account.

Can I transfer money from my Direct Express card to my bank account?

Yes, you can transfer funds from your Direct Express card account to a personal U.S. bank account. To transfer funds, call the Direct Express Card Customer Service Department, toll free, at 1 (888) 741-1115 or visit the web www.USDirectExpress.com.

Can SSI pay for your rent?

The SSI and SSDI programs are not set up to help directly pay for expenses such as utilities. However, there is no reason why you can’t use your SSI and SSDI payments to pay for things like rent and utilities. This program provides bill payment assistance and energy crisis aid to families in need.

Does Direct Express card have a routing number?

Direct Express doesn’t make routing or account numbers publicly available for their cards. No payments (except returns for purchases made with the card or PayPerks prizes) can be added to the card—it’s only for the funds you receive for your federal benefits payments.