Do Visa Gift Cards Work In Restaurants?

You’ve probably seen them by now, a gift card that’s not to a particular store or restaurant, but bears a credit card logo (like Visa or AMEX) and can be spent where ever credit cards are accepted.

A strange new thing.

When the restaurant places a hold on your account, they do so for more than the total of your bill.

Can you use a Visa gift card at restaurants?

Although the cards can be used at millions of retailers where Visa debit cards are accepted, both online and offline, there are times when purchases are declined. For example, a Visa gift card I received was disabled at gas pumps. I had to go inside the station to use it. Restaurants can also be tricky.

Do Visa gift cards work at fast food?

But like many fast food restaurants, McDonald’s has accepted credit cards for years, whether you make purchases at the drive-thru or in the restaurant. If you have a Visa gift card, it works like any other Visa card.

Where can I use my Visa Gift Card?

Visa Gift Cards can be used online, over the phone and in your favorite stores and restaurants across the country—like Target, Walmart, Olive Garden and more. Basically, this card can be used in the U.S. wherever Visa is accepted*. So gift it with confidence!

Why is my Visa gift card being declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. When the gift card is loaded with value (purchased), the gift card is automatically activated.