Quick Answer: Does Netspend Have A Monthly Fee?

You pay a fee for the Netspend card in one of three ways.

You can fork over $1 to $2 every time you make a purchase; pay a flat $9.95 per month and have free transactions; or choose the second option and receive $500 in direct deposits monthly on the card, in which case the monthly fee drops to $5 a month.

Is netspend free?

Bill pay. It’s free to pay bills with your NetSpend prepaid debit card as long as you choose to use one of the no-cost, third-party service providers available in your online Account Center. But if your payment is denied, you will be charged a $1 fee.

How much does it cost to reload a netspend card?

Using the Netspend Reload Pack

A reload pack typically costs between $2 and $3.95.

How much are you allowed to overdraft on netspend?

Netspend allows customers a buffer of $10, which means overdraft protection kicks in when the balance goes beyond -$10.01. The service fee Netspend charges is $15 for each transaction that overdraws a customer’s account, with a maximum of three overdraft protection service fees per calendar month.

Where can I load my netspend card for free?

You can find the nearest location using the Netspend website or mobile app. Many dollar stores, supermarkets, pharmacies and other retailers participate in the reload network, and most charge a reload fee of $3.95. You can deposit cash or checks in person to your Netspend card at any reload location.

Is netspend good?

The answer is no, NetSpend is a legitimate prepaid debit card company. As a company, NetSpend was founded in 1999 and now serve over 10 million customers. If you’re on the fence about trusting one of these prepaid debit cards, that should help build confidence. That being said, NetSpend is not cheap.

How much is a netspend card at CVS?

NetSpend has partnerships with many national chains, including Office Depot, Walgreens, 7-Eleven, CVS Pharmacy, and Walmart. The card’s purchase fee may range between $2.95 and $4.95; the average cost is $3.95, as is the reload fee.

Can you deposit cash on a netspend card?

Direct Deposit. Direct Deposit is a convenient and free way to add your paycheck or government benefits check to a Netspend Prepaid Debit Card. Netspend Reload Network Locations. There are more than 130,000 convenient locations in the U.S. where you can add money to your card account.

Can someone send me money to my netspend card?

You can securely transfer money using FlashPay. According to the Netspend website, it is “the easiest way to send money and from your prepaid debit card account.” It does not matter if you want to send money to your friends, family members, or just between your own accounts. It does not have a minimum amount.

Does Walmart load netspend cards?

Just take your card and cash to the register at any Walmart location to load participating cards. You can reload most cards with Rapid Reload, including Netspend, PayPal, and of course, the Walmart MoneyCard.