Call the hotel and find out the debit card policy before reserving a room.
Some hotels place a monetary hold for incidentals like the mini-bar, movies and room service.
This hold can be anywhere from $50 a night to over $100 at some luxury hotels, and will be assessed even if the room has been prepaid.
How much does a hotel hold on your debit card?
Most hotels place a hold on your credit card, according to Dale Blosser, a lodging consultant. The amount varies, but as a rule, it’s the cost of the room, including tax, plus a set charge of between $50 and $200 per day.
How long does a hold last on a debit card?
In the case of debit cards, authorization holds can fall off the account, thus rendering the balance available again, anywhere from one to eight business days after the transaction date, depending on the bank’s policy. In the case of credit cards, holds may last as long as thirty days, depending on the issuing bank.
Can you reserve a hotel room with a debit card?
Use a debit card with a Visa or MasterCard logo to make your reservation. Some hotels will accept a debit card but at check-in will withdraw a fully refundable amount per day to cover incidentals, such as the minibar or pay-per-view movies. Even more hotels will accept cash along with checking account information.
Why is there a hold on my debit card?
If you regularly use debit cards, you may have been surprised to find some of your funds tied up because of a “hold” placed on your account. This is usually the result of renting hotel rooms, cars, or purchasing gas. Learn how to avoid gasoline purchase holds and release rental holds early.