Quick Answer: Is Capital One A Good Checking Account?

The Capital One Essential Checking Account is a fairly cost-effective banking choice, although its fees make it slightly less affordable than the Capital One 360 online accounts.

Other than an online savings account, this is one of the best rates for a no-fee account you’ll find at a bank.

Does Capital One offer checking accounts?

[With Capital One], online banking is free, bill pay is free, and transferring between accounts is easy and free.” Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Mobile Deposits are available only in the U.S. and U.S. Territories.

Can I have multiple Capital One 360 checking accounts?

You’ll be asked to verify ownership of your external account by confirming one or two small deposits from Capital One 360. You can link up to three personal checking accounts to a Capital One 360 checking or savings account.

What do I need to open a Capital One bank account?

What’s required to open a checking account is probably right at your fingertips. If you open it in person, you’ll likely need two forms of ID (such as a driver’s license, Social Security card, passport or birth certificate) and proof of address (by way of a utility bill, mortgage statement, lease or similar document).

Is Capital One 360 checking prepaid?

Capital One 360 checking is primarily an online account, with deposits available through bank transfers and mobile apps. If you’re close to a Capital One-branded ATM, however, you can make a check or cash deposit there.

Is Capital One a good bank for checking?

The Capital One Essential Checking Account is a fairly cost-effective banking choice, although its fees make it slightly less affordable than the Capital One 360 online accounts. Other than an online savings account, this is one of the best rates for a no-fee account you’ll find at a bank.

What is the minimum balance for a Capital One checking account?

Capital One

Checking: $50 to open; $8.95 monthly fee unless $300 minimum daily balance or monthly direct deposit of at least $250. Debit Card: Included with all checking accounts (no additional fees).