As much as you might resist it, debit cards should not be used to pay for online transactions; a credit card is always safer for e-commerce.
You’re not as protected against fraud when you use a debit card, and disputes with those cards can be difficult to resolve.
Is it safe to order online with a debit card?
Using a debit card for online purchases is actually very safe though. Additionally, contrary to the myth that debit cards aren’t safe, they are more secure than cash and there’s a limit on what you’re liable for if there is theft. Even so, you can make sure that when you use your debit card online, you’re protected.
How do you pay online with a debit card?
How to use your Debit Card online?
- Visit your merchant website.
- Select the products you want to buy and choose to check out.
- Select Debit/Credit Card as payment option.
- Enter the details like Debit Card No, Expiry Date, CVV printed on your Card.
- Enter your 6 digit 3D Secure PIN or One time password.
When would you use a debit card?
When Debit Is the Best Option. If the other party needs to be paid immediately. Since debit transactions are handled almost instantaneously, they’re also the fastest method of payment. If you’re swiping your card and speed is an issue, debit is the best option.
Why is it better to use a credit card online?
Credit cards make it infinitely easier to dispute charges.
Another reason credit is better than debit for online purchases: dispute resolution. “When you pay with your credit card, you may have the ability to withhold payment or dispute a charge if there is an issue with your purchase,” notes Discover on their blog.