Quick Answer: What Can You Buy With A Prepaid Visa Card?

Because prepaid cards are associated with major card networks – Visa, MasterCard, American Express and Discover – they can be used anywhere debit cards can: to buy groceries, gas up your car, even pay bills online.

What can I use a prepaid Visa card for?

The all-purpose Visa Prepaid card is a reloadable prepaid card that you can use to withdraw cash, pay bills, or make purchases at participating retailers and service providers, in-person or online.

Can I buy a prepaid debit card with a credit card?

Is buying a prepaid debit card with a credit card like taking cash out? While you usually cannot transfer money directly from a credit card to a prepaid card, you can obtain cash from your credit card and use it to reload your prepaid cash card.

How does a prepaid Visa card work?

Prepaid debit cards work almost like a combination of a credit card and a checking account. They are issued by a bank holding company and branded by major credit card companies, such as Visa, MasterCard, Discover or American Express. Money is loaded on to the prepaid card much like a gift card.

Can you pay for a hotel with a prepaid Visa card?

Yes, you can use prepaid credit card to book a hotel reservation. However, you will need an available balance above and beyond the room & tax charges. Some hotels will allow you to stay without the extra amount approval or a cash deposit by restricting your ability to sign charges to the room.

Where can I use my prepaid Visa card?

Most prepaid cards have a network logo (Visa, MasterCard, American Express, or Discover) and can be used anywhere that brand is accepted. Some examples include grocery stores, department stores, gas stations, hotels, and for online shopping. Prepaid cards can also usually be used for purchases over the phone.

Can I use a prepaid Visa card online?

You just load dollars directly onto the card and then use that balance for purchases. Because prepaid cards are associated with major card networks – Visa, MasterCard, American Express and Discover – they can be used anywhere debit cards can: to buy groceries, gas up your car, even pay bills online.

Can I use my credit card to buy Visa gift cards?

Yes, you can use credit cards to buy gift cards at most retailers that offer them.

What is the best prepaid credit card to get?

The 7 Best Prepaid Debit Cards of 2019

  • Best for Cash Reloads: American Express Serve FREE Reloads.
  • Best for Cash Rewards: American Express Serve Cash Back.
  • Best for Direct Deposits: NetSpend Prepaid.
  • Best for No Fees: Starbucks Rewards Visa Prepaid Card.
  • Best for Budgeting: Akimbo Prepaid MasterCard.

Can you buy a Visa Gift Card with a credit card at Walmart?

Grocery stores, most notably Safeway and some Walmart stores, carry Metabank-issued Visa gift card in increments of up to $500. These will usually set you back $4.95 each.

Do hotels accept prepaid Visa cards?

You can generally book a hotel room with either a credit card or a debit card. Many hotel chains will also accept prepaid cards, though they are more likely to do so at check-in or check-out than the time of booking.

Can I use a Visa gift card to pay for a hotel room?

Credit Cards used for booking rooms must have the name of the person reserving the room on the actual card. However, you can pay with a Visa gift card upon arrival at the hotel or at check out, but know the credit card with your name on it will be authorized for your stay if you choose to pay at check out.

Can Visa gift cards be used anywhere?

Visa Gift Cards can be used online, over the phone and in your favorite stores and restaurants across the country—like Target, Walmart, Olive Garden and more. Basically, this card can be used in the U.S. wherever Visa is accepted*. So gift it with confidence!

How do you use a prepaid Visa card?

Steps

  1. Check your balance before using your card. A prepaid credit card has to be funded with money you load onto it.
  2. Buy goods and services as you would with a credit card.
  3. Pay in the store when buying gas with your prepaid card.
  4. Withdraw money from an ATM.
  5. Pay with checks.

Can you use a prepaid visa at Walmart?

How a Prepaid Debit Card Works. The Walmart MoneyCard is like a credit card that you control the limit on – you prepay the amount you need that limit to be. It’s a safer, more convenient way to pay than cash and you can use it wherever Visa debit cards are accepted. You can use it to shop, travel and more.

Can you withdraw cash from a Visa gift card?

If you have a Visa gift card and are wondering if you can get cash from it, the short answer is probably not. Though the two cards are similar, only prepaid cards can be used to get cash from an ATM or to get “cash back” from a merchant. Gift cards cannot.

Do prepaid cards have statements?

Many prepaid card providers don’t send monthly paper statements, but you can go online to get a list of your recent transactions free of charge.

Why is my Visa gift card being declined?

Visa gift cards are linked to bank accounts that generally must be activated in order to receive transactions. Inactive cards will be declined if used for payment because the associated bank accounts are not ready to be used. When the gift card is loaded with value (purchased), the gift card is automatically activated.

Can I use a Visa gift card on Amazon?

Yes, you can use Visa Gift Card on Amazon. Originally Answered: How do you use a Visa gift card on Amazon? You use it in the same way you would use a normal credit or debit card. You enter the card number, expiry data and CVV2 number from the back for the card next to the signature strip if you are asked.

Can you use a credit card to put money on a prepaid debit card?

A prepaid cash card allows you to make purchases online, over the phone or in a store like you would when using a credit or debit card. While you usually cannot transfer money directly from a credit card to a prepaid card, you can obtain cash from your credit card and use it to reload your prepaid cash card.

Can I buy gift cards with a credit card at Walmart?

You can buy gift cards with a credit card at some retailers but not others. For example, you can buy gift cards with a credit card at Walmart, Target and Amazon.com but not at Giant or Harris Teeter.

Is buying a gift card considered a cash advance?

Gift cards and prepaid cards.

Most issuers consider the purchasing or loading value onto a gift card or other prepaid card as a “cash equivalent” transaction that is subject to the cash advance fee and interest rate.