Purchases made using a credit card are safer as compared to debit card.
This is because any fraudulent transaction made using your debit card leads to funds being deducted directly from your own bank account.
Also, debit cards don’t come with protection against fraud.
Is it safer to use a debit card or credit card?
In fact, experts recommend you avoid using your debit card when making purchases to avoid fraud. What should you use instead? Your credit card is often the safer – and superior – option.
Which is better credit or debit card?
Credit cards give you access to a line of debt issued by a bank. Debit cards deduct money directly from your bank account. Debit cards offer less protection, but they have lower fees. Newer debit cards offer more credit-card-like protection, while many credit cards no longer charge annual fees.
Are Visa debit cards protected?
If your Visa Debit card is lost or stolen and fraudulent activity occurs, you are protected by Visa’s Zero Liability Policy. That means 100 percent protection for you. Whether purchases occur online or off, you pay nothing for fraudulent activity.
Is debit card safe?
While debit cards are convenient and not inherently dangerous, the bottom line is that credit cards offer better overall fraud protection. It can still be a good ideal to use a debit card when you want to limit your debt.