Question: Why Is My Visa Debit Card Being Declined?

6 Simple Steps to Block Unblock your Debit Card

  • Login to Internet Banking/Mobile Banking.
  • Click on DEBIT CARD SERVICES.
  • Click on DEBIT CARD OFF (Temporary Blocking).
  • Select your Account Number & Card Number form the drop-down menu, select the reason and enter your comments.
  • Click PROCEED and enter the OTP received on your registered mobile/email.

6 Simple Steps to Block Unblock your Debit Card

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Why is my debit card declined when I have money?

If you’ve had a debit or check card payment declined and you have enough money in your account to cover the payment, there are four conditions that can prevent your payment from going through: The payment amount exceeds your daily spending limit. Your debit card has been locked by your issuing institution.

Why is my Visa card being declined?

One of the most straightforward reasons your credit card could have been declined is because you’ve reached the credit limit on the card that was set by your card issuer and the company simply won’t let you borrow any more money until you’ve made a payment.

Why is my payment method being declined?

If your financial institution declines the charge or there is an issue with your payment method, your order will become unpaid. To fix the issue, update your billing information and pay any unpaid bills. On your iOS device: Go to Settings > [your name] > iTunes & App Store, then tap your Apple ID.

How can I unlock my debit card?

Lock/Unlock ATM Card

  1. After log-in go to Accounts > Manage ATM Card.
  2. Choose the Account Number of the desired account and click Lock ATM Card/ Unlock ATM Card.
  3. Tick the checkbox of the selected account then click Submit.
  4. Details of the account will be displayed then click Confirm.

Why would my debit card be locked?

The card might be blocked because the card issuer has detected suspicious and possibly fraudulent activity. But a credit card block also could mean the card issuer has, at least temporarily, shut down access to your account because of something you’ve done.

Why would a bank block your debit card?

Banks frequently place blocks on ATM debit cards to deter fraudulent activities. The bank has no way to determine who is using the card at a given time. When suspicious activity raises a flag, the bank blocks the account until it can investigate.